Terms of Service

Services provided by Allpay LTD (company no. 516983442, Israel, Ramat Gan, Jabotinsky st., 35) (“Allpay”, the “Company”). By creating an account, clicking “Agree”, or using the Services, the user (the “User”) accepts these Terms of Service and the Privacy Policy. If you do not agree, do not sign up or use the Services.

1.1 Definitions

a. Acquirer – a licensed credit institution that acquires transactions and settles funds to the User’s bank account (e.g., Cardcom, Isracard, CAL).

b. Application – Allpay’s software platform (web and mobile) used to access payment-related services and generate documents.

c. Invoice – documents generated via the Application evidencing transactions between the User and its customers (e.g., invoice, tax invoice, receipt, etc.).

d. Payment Processor – a third party that processes payments for the User and provides payment gateway services that may be technically accessed via the Allpay platform.

e. Services – functionality available in the Application, including registration, technical creation of payment requests/pages, monitoring payment statuses received from Third-Party Services, issuing documents, and related functionality.

f. Third-Party Services – products/services provided by external companies (e.g., payment processors, acquirers, accounting tools, site builders, couriers, sales/marketing tools, etc.).

1.2 Role of Allpay

Allpay is a development and connectivity platform enabling Users to access Third-Party Services for accepting payments and generating documents. Allpay does not itself process payments.

1.3 Data sharing

The User consents that personal/business data provided to Allpay may be shared with PayMe LTD, CAL, Cardcom, and Isracard as needed to provide the Services and for compliance/fraud-prevention purposes, as described in the Privacy Policy.

1.4 Access

The User’s personal account is provided via a website (the “Website”). The payment page linked to the Website may be accessed by end-customers.

1.5 Eligibility

Services may be used only by individuals and entities with legal capacity. Individuals must be at least 18 years old.

1.6 Rights to systems

The User represents that it owns or is duly licensed to use the systems/applications for which the Services are provided and may contract with the Company.

1.7 User Content & Compliance

The User is solely responsible for all information and content provided to Allpay and/or placed on the Website or related applications, and for all commercial activities conducted using the Services. The User warrants that such content and activities comply with applicable laws and do not infringe third-party rights (including IP, trade secrets, offensive/illegal content). Allpay does not review such content and bears no responsibility for it. The User will indemnify the Company against any claims arising therefrom.

1.8 No legal advice

Allpay does not provide legal/accounting advice. The User is solely responsible for ensuring that its Website, activities, and use of the Services meet legal and regulatory requirements at all times.

1.9 Availability

Allpay strives for continuous operation; however, interruptions may occur. Liability is limited as set out in Section 8.

1.10 Publicity and Marks

Unless otherwise agreed in writing, Allpay may reference the User’s name and mark for marketing (e.g., Website, presentations). The User and third parties may use the Allpay logo in a manner that does not harm Allpay’s reputation; Allpay may revoke this authorization at any time, upon which use must cease immediately.

1.11 Not accounting software

Allpay is not accounting software and is not licensed by the Israeli Tax Authority. The User must consult a professional accountant and use licensed software for statutory reporting.

1.12 Team Access and Account Security

The User may grant employees or other authorized persons access to its Allpay account through the Team functionality (“Team Users”). Team Users act on behalf of the User, and the User is responsible for their use of the account, including connections and data access they authorize through available integrations.

The User must safeguard account credentials and access authorizations, grant access only to appropriate persons, and promptly disable or remove access when it is no longer authorized. The User must notify Allpay promptly upon becoming aware of suspected unauthorized access or use.

2.1 The User agrees to pay according to the pricing at https://www.allpay.co.il/pricing (“Pricing”). The Company may change Pricing; material increases will be notified at least 14 days in advance where practicable.

2.2 Fees are charged via recurring payments to the User’s stored payment card, typically monthly, depending on the chosen plan.

2.3 Receipts are provided electronically.

3.1 The User may cancel at any time via the account Settings. Services remain available until the end of the current paid period.

3.2 Refunds for periods already provided are not issued, to the extent permitted by law.

3.3 Contact: info@allpay.co.il.

Subject to these Terms and User registration, Allpay grants a non-exclusive, non-transferable, non-sublicensable license to use the Services solely for the User’s business purposes.

The User shall not, and shall not allow any third party to:

5.1 Reverse engineer, decompile, or attempt to derive source code, ideas, structure, or algorithms of the Software, except to the extent permitted by law.

5.2 Provide, lease, lend, publish, distribute, sublicense, assign, or otherwise make the Software available to third parties. This restriction does not prohibit authorized use of the Team functionality or integrations expressly made available by Allpay, in accordance with these Terms.

5.3 Modify or create derivative works. Any fixes/modifications made by the User (even if in breach) shall be Allpay’s exclusive property, subject to these Terms, and are hereby assigned to Allpay upon creation.

6.1 All IP rights in the Software and Allpay products remain solely with Allpay.

6.2 The Website will display a notice that it is operated by Allpay, including a link to Allpay’s site.

6.3 The User shall not remove or obscure proprietary notices.

6.4 The User represents it owns necessary rights in content uploaded to the Website.

6.5 The User grants Allpay a limited, non-exclusive license to use User-provided information solely to provide and improve the Services, and as otherwise described in the Privacy Policy.

7.1 This Agreement starts upon registration (submission of any personal/business data in the Application) and continues until the account is deleted by the User or Allpay.

7.2 Allpay may change or suspend components of the Services from time to time. If Allpay decides to cease the Services entirely, it will provide 14 days’ notice to the User’s registered email.

7.3 Allpay may suspend or terminate immediately if: (a) unpaid fees or unremedied breach within 7 days of notice; (b) suspected abuse/illegal use or harm; (c) maintenance/outages; (d) irreparable breach or IP violations; (e) insolvency events not cured within 30 days.

7.4 In cases of suspected illegal, fraudulent, or unauthorized transactions, Allpay may notify and request the relevant Payment Processor/Acquirer to review, suspend, delay, refund, or reverse the relevant transaction or payout, in accordance with the Payment Processor’s/Acquirer’s own procedures, card network rules, and applicable law.

Allpay does not hold seller funds and does not independently execute payouts, refunds, reversals, or settlement actions.

7.5 Upon termination, the User must cease all use of the Services.

7.6 Upon termination, Allpay may remove the User’s Website and personal area from its servers and delete data, subject to legal retention obligations.

7.7 Upon termination and upon request within 30 days, Allpay will provide a copy of the latest available data backup (in a reasonable, commonly used format).

7.8 Sections 5, 6, 8, 9, 10 (and their sub-sections) survive termination.

8.1 The Services are provided “as is” and “as available.” To the maximum extent permitted by law, Allpay is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits or business interruption.

8.2 In all cases, Allpay’s aggregate liability is capped at the average monthly fees actually paid by the User to Allpay during the three months preceding the event. If no fees were paid in the 30 days preceding the event, Allpay shall have no liability.

8.3 If limitations are not permitted under applicable law, liability is limited to the maximum extent allowed.

8.4 Invoices made available via the Application may not always be accessible; the User is responsible for downloading and securely storing copies.

8.5 The User’s account serves as a Signing Device creating a secure electronic signature for documents generated via Allpay; the User must maintain sole control, per applicable electronic signature laws.

The User will indemnify and hold harmless Allpay, its owners, employees, and affiliates from any losses, damages, costs, and expenses (including reasonable attorneys’ fees) arising from the User’s content, activities, or breach of these Terms.

10.1 Agreements with Payment Processors/Acquirers are concluded directly between them and the User. Allpay does not approve/decline transactions and does not decide on granting access to payment gateways.

10.2 Terms of Payment Processors/Acquirers govern their services; they are outside these Terms.

10.3 The User authorizes Payment Processors/Acquirers to deduct amounts due (including fees, adjustments) in accordance with applicable payment services laws, without prior notice where legally permitted.

10.4 All deductions, settlements, payouts, adjustments, refunds, and chargebacks are handled by the relevant Payment Processor/Acquirer and not by Allpay.

10.5 The User authorizes Allpay to share necessary personal/business information with Payment Processors/Acquirers for onboarding, verification, processing, risk/fraud management, and compliance, as described in the Privacy Policy.

10.6 The User confirms it is the sole beneficiary of its business (unless otherwise notified as required by law).

11.1 The Services may include Third-Party Services integrated into the Allpay platform.

11.2 Allpay is not responsible for Third-Party Services, does not represent them, and provides no warranties on their behalf.

11.3 The User acknowledges that certain Third-Party Services may involve service fees payable to Allpay and/or third parties. This does not include holding or settling customer payment funds by Allpay.

11.4 Allpay may discontinue support/provision of any Third-Party Service at its discretion without liability.

11.5 Google Tag Manager (GTM) and Custom Scripts

a. Allpay may allow the User to implement GTM or similar scripts on checkout and/or success pages.

b. Such integrations are at the User’s sole risk. Allpay does not review or guarantee security, legality, accuracy, or functionality.

c. The User must ensure that scripts do not: (i) interfere with checkout/payment flow or Allpay systems; (ii) collect/transmit cardholder data or other sensitive information; (iii) mislead users via redirects/overlays; (iv) breach applicable laws, privacy rules, PCI DSS, or Allpay’s Content Security Policy (CSP) and implementation guidelines.

d. The User is fully liable for consequences of such integrations (including data breaches, fraud, reputational harm, customer complaints, chargebacks, fines, regulatory actions).

e. The User will indemnify and hold harmless Allpay, its employees, and affiliates from claims, damages, and expenses arising from such integrations.

f. Allpay may suspend or disable GTM/custom integrations at any time if they pose risks to security, compliance, or user experience. Allpay may require the User to use allow-listed tags only and prohibit inline JavaScript.

11.6 AI Assistants and MCP Integrations

a. The User and its Team Users may connect third-party AI assistants or other compatible applications to the Allpay account through the Model Context Protocol (“MCP”) or similar integrations. By authorizing a connection, they authorize the connected application to request and receive account information and to submit instructions or perform supported actions through the integration, within the access and functionality made available by Allpay. Personal information is processed as described in the Privacy Policy.

b. Each Team User with account access may independently authorize an MCP connection and obtain the full account information available through that integration. Granting Team access therefore also enables access through MCP; separate approval by the account owner is not required for each connection.

c. The User is responsible for selecting appropriate third-party applications and providers, reviewing their terms, privacy policies, and data-use settings, and ensuring that sharing account and customer information through them is lawful. The User must take reasonable measures to protect connected application accounts, conversations containing account information, and access credentials or authorizations.

d. Connected applications and access authorizations can be viewed in the MCP integration settings. The User is responsible for reviewing these connections and managing access granted by the User and its Team Users.

e. Disabling or removing a Team User’s account access also terminates MCP access associated with that Team User. Terminating access prevents further retrieval through that authorization but does not delete information already received or retained by a third-party application or provider.

f. Third-party providers’ handling of information is governed by their own terms, privacy policies, and applicable settings. Subject to Section 8 and applicable law, Allpay is not responsible for unauthorized access, disclosure, or misuse caused by the User or its Team Users, compromised third-party accounts, or the acts or omissions of third-party providers. Nothing in this section excludes Allpay’s own obligations or liability that cannot lawfully be excluded.

g. The User is responsible for instructions, requests, and actions initiated by or through an AI assistant, agent, or automated system using access authorized by the User or its Team Users, including through MCP, API integrations, or other supported access methods. To the extent permitted by applicable law, such instructions and actions are attributable to the User and have the same effect as instructions and actions submitted directly by the User. Allpay may rely on them, subject to the applicable permissions and any confirmation requirements imposed by Allpay. The User remains responsible where the connected system makes an error or misinterprets the User’s instructions.

h. The User is responsible for configuring and supervising connected systems, establishing appropriate instructions, limits, and review procedures, and checking the results of actions performed on its behalf. This includes verifying the accuracy of payment amounts, currencies, customer details, installment schedules, and subscription terms before using or sharing generated payment requests or links. These provisions are subject to Section 8 and applicable law and do not exclude Allpay’s own obligations or liability that cannot lawfully be excluded.

12.1 Relationship of the parties: independent contractors.

12.2 Governing law: Israel; exclusive jurisdiction: Tel Aviv courts.

12.3 If any provision is held invalid/unenforceable, the remainder remains in effect.

12.4 In case of conflict, these Terms prevail over other documents/publications.

12.5 Allpay may assign its rights/obligations under these Terms.

‍12.6 These Terms supersede all prior agreements and understandings regarding the Services.

12.7 Allpay may upgrade, replace, or modify the Services and may amend these Terms; updates take effect upon publication on Allpay’s Website unless stated otherwise.

12.8 No failure or delay in exercising a right constitutes a waiver.

12.9 Notices. The User’s email/phone provided at registration and Allpay’s address info@allpay.co.il are the notice addresses. Notices sent by email or SMS are deemed delivered upon sending or within 24 hours, whichever is earlier, unless a delivery failure notice is received.

12.10 Governing language. If these Terms are translated, the English version controls.