Commission for bank card payments

Allpay supports Visa, Mastercard, American Express, Diners, Discover, JCB, and Isracard bank cards.

Current rates are listed at pricing page.

The commission rate depends on four factors:

1. Business turnover

The higher the average monthly turnover of the business, the lower the commission rate.

Average monthly turnover is calculated as the total amount of all successful payments over the last 3 months, minus refunds and chargebacks, divided by 3.

If payments were made in different currencies, the turnover is converted to ILS.

Turnover is recalculated automatically at the end of each day. If the business moves into a different turnover tier, the corresponding commission rate is applied automatically.

2. Card brand

Visa and Mastercard have lower rates.

American Express and Diners have higher rates because these brands are considered premium and provide cardholders with various benefits, which are paid for by the business.

3. Local or international payment

Payments made with cards or wallets issued in Israel have lower rates.

International payments follow a longer processing path before they are included in a payout, so the commission rate for them is higher.

4. Whether the card is a business or personal card

Transactions made with business cards may include an additional fee of 1.5% to 1.75%.

This fee is added by payment systems and issuing banks and does not depend on Allpay.