Referral Program Terms

Updated: October 11, 2026

Program Access

Participation begins when Allpay approves the partner after the partner accepts these terms. Requests for information, correspondence, and applications do not by themselves constitute acceptance or a commitment to refer merchants.

Approval is subject to verification and confirmation of documentation and payout arrangements.

Merchant Referrals

Partners receive an affiliate link. A merchant is attributed to a partner if it registers through that link or Allpay confirms the referral in writing.

Referred merchants must be businesses registered in Israel and pass the standard onboarding, verification, and risk checks. Allpay is not obligated to approve any merchant.

For the annual activity requirement, a new merchant counts once, in the calendar year of its first genuine eligible payment after approval. Existing Allpay merchants do not count as new referrals. Multiple stores or accounts of the same business count as one merchant.

Commission

While participation is active, partners earn 0.1% of eligible payments processed by their referred merchants.

The calculation uses amounts paid by payers, including VAT included in the purchase price, before deducting processing fees. Refunds, chargebacks, cancelled, rejected, and test payments are excluded.

Later refunds or chargebacks may be deducted from the commission balance or future commissions. Partial refunds reduce commission only on the refunded amount. Transactions connected to fraud or abuse do not qualify.

Commission amounts exclude VAT on the partner's remuneration. Any VAT legally payable to the partner is added against the required tax document.

Annual Activity

Partners are required to refer at least three new merchants in each full calendar year of participation.

The first partial calendar year is exempt from the annual requirement and its consequences. Commissions may accrue and be paid normally during that period.

After a full calendar year with fewer than three new merchants, Allpay may review participation, pause future commission accrual, or terminate participation by written notice. Legitimately earned commissions remain payable.

Payouts and Documents

Payouts are made when the available commission balance reaches ILS 300. Payout requests are processed within 30 calendar days after any required verification and tax documentation are completed.

Payouts may be made by bank transfer or to an eligible Visa or Mastercard, subject to availability and approval. The payout method, currency, and any transfer or conversion costs are confirmed with the partner before the payout.

The partner must submit a valid receipt, invoice, or other applicable accounting document within seven Business Days after the payout is actually received. This does not extend any earlier issuance deadline required by law. Further payouts are paused until the document is submitted.

Accepted documents for foreign partners are confirmed in writing before the first payout. Allpay may request tax documentation and deduct any tax required by law. Partners are responsible for their own taxes and reporting obligations.

Internal Balance

Payouts to partners who are also Allpay customers are made automatically by internal transfer to their Allpay account balance.

Commissions are recorded as an internal Allpay balance. If the partner uses paid Allpay services, the balance may be applied to those services before an external payout.

The balance is not a bank account or deposit and cannot be transferred to another person or entity without Allpay's written approval.

Merchant Data

Partners can track their referred merchants and turnover in the affiliate dashboard. They do not receive access to individual payments, transaction logs, or payer information.

Merchant turnover data must be kept confidential and used only to assess referral performance and verify commissions. It may be disclosed to professional advisers under confidentiality obligations or where required by law.

Prohibited Activities

Partners must not use misleading, unlawful, aggressive, or spam marketing, misuse Allpay's brand, or make unauthorized promises about services, pricing, approvals, or payouts.

Self-referrals, referrals of related entities, fake businesses, and payments or accounts created mainly to generate commissions or meet activity requirements are prohibited.

Partner Status

Partners act as independent contractors. Participation does not create employment, agency, a legal partnership, or a joint venture. Partners have no authority to bind Allpay or make commitments on its behalf.

Program Changes

Allpay may update these terms with 30 days' prior written notice. Changes to commercial terms apply to future commissions, not legitimately earned balances. Changes required by law may take effect earlier.

Continued participation after changes take effect constitutes acceptance. Specific terms agreed with Allpay in writing take priority on the matters they address.

Suspension and Termination

Allpay may suspend or terminate participation by written notice. Fraud, abuse, or other violations may result in immediate suspension or termination and cancellation of the commissions connected to them.

Future commissions stop when termination takes effect. The remaining eligible balance is paid on request within 30 calendar days after the final balance is confirmed and required verification and documentation are completed, even if it is below ILS 300.